Before heading in for your first chiropractic visit, you may wonder how you’re going to pay for it. Does your health insurance policy cover chiropractic care? Does your chiropractor require payment in full before he or she will complete an adjustment? The good news is, you do have options. The following are some things to take into consideration when figuring out a way to pay for your adjustments.
Insurance
Many insurance companies include chiropractic care in their policies. Though it varies by company and individual, it’s possible to find a way to have it covered under your health insurance. Some policies need a physician’s referral, others simply require you to use an in-network chiropractor. Certain policies allow for a specific amount of appointments every month, while others may allow unlimited visits. Speak to your health insurance provider to get specifics about the coverage you have. Chances are you can at least get some help to find the relief you need.
Payment Plans
If you don’t have any insurance coverage or if your policy only covers a portion of your chiropractic visits, speak with your chiropractor about a payment plan. Not every chiropractor will take this payment method, but if you’re in a tough financial situation, there are many offices who will work with you. Some possibilities include paying for your first visit up front, then making weekly payments on the next visit, or receiving a discount if you pay in cash at the beginning of each appointment. It can’t hurt to ask, and could end up benefiting you.
Out of Pocket
It’s possible you won’t have any other option than to pay out of pocket for your chiropractic care. While you may feel financially strapped, consider the amount of relief the appointments can provide for you. Not only the physical pain relief, but the financial relief when you don’t have to see doctor after doctor trying to figure out what you’re dealing with. If you have to make a few financial sacrifices to afford the chiropractor, it is typically worth it.
Speak with A Chiropractor Today
Contact a chiropractor, like a chiropractor in Riverdale, MD, to learn more about the payment options you have for receiving care. Many insurance providers offer coverage for chiropractic adjustments, so make sure you know what’s covered under your policy before you schedule an appointment. Call a chiropractor today to get started!
Thanks to AmeriWell Clinics for their insight into paying for your chiropractic visit.